Ginnie Mae temporarily excludes FHA trial plans from delinquency ratios

Housing Wire4/27/2026

Summary

Ginnie Mae will temporarily exclude loans in FHA Trial Payment Plans (TPPs) from issuer delinquency calculations. This decision comes in response to higher reported delinquency rates, as announced by the corporation last week.

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Lindy Score Breakdown (V4.2)

2d
Age
1
Sources
from cluster
44
Hours Since Seen
Final Score7/100
CategoryAntiLindy
StatusActive
Recency Multiplier53% (0.5^44/48)
Hero EligibleYes

Score BreakdownRisk 65

Source Reputation: Low-trust source (4/20 pts)
Consensus: Single source - no independent confirmation yet
Age: 1 day(s) old - still early

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