Current refi mortgage rates report for Jan. 12, 2026 - Fortune
Google News • 1/12/2026 – 1/13/2026
Summary
As of January 12, 2026, mortgage rates have shown a notable decline, with some lenders offering rates at 5.5% and below, according to Yahoo Finance. Additionally, the Wall Street Journal reports that 30-year mortgage rates have climbed to 6.18%.
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Lindy Score Breakdown (V4.2)
48d
Age
1
Sources
from cluster
1128
Hours Since Seen
Final Score0/100
CategoryAntiLindy
StatusArchived
Recency Multiplier0% (0.5^1128/48)
Hero EligibleNo
Score is 0 because recency decay (0.5^1128/48 = 0.000000) reduced it below 0.5
Score BreakdownRisk 50
Source Reputation: Low-trust source (6/20 pts)
Consensus: Single source - no independent confirmation yet
Age: 48 days - proven survivor
Stories gain Lindy status through source reputation, network consensus, and time survival.
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