Should you use buy now, pay later? Experts share 4 tips to know
NPR • 12/13/2025 • Last cited 12/14/2025
Summary
The "buy now, pay later" (BNPL) payment option is increasingly popular among online holiday shoppers, according to NPR. However, experts warn that it carries risks similar to other forms of credit and provide tips for responsible use.
Lindy Score Breakdown
35
Age (0-35)
33 days
4
Velocity (0-40)
1 source (low traction)
8
Tier (0-10)
NPR
0
Breadth (0-15)
1 unique
Total Score47/100
Score BreakdownRisk 35
Source Reputation: Moderate trust (8/20 pts)
Consensus: Single source - no independent confirmation yet
Age: 33 days - proven survivor
Stories gain Lindy status through source reputation, network consensus, and time survival.
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