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Here’s Why Dave Ramsey Thinks Claiming Social Security at 70 Is a Bad Move - 24/7 Wall St.

Google News1/19/2026 – 1/20/2026

Summary

Dave Ramsey believes that claiming Social Security at age 70 is a bad move. Waiting until 70 can increase the monthly benefit to $2,500. The average Social Security benefit for age 67 is also noted, and there are recommendations for Social Security moves to maximize benefits in 2026.

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Lindy Score Breakdown (V4.2)

41d
Age
1
Sources
from cluster
961
Hours Since Seen
Final Score0/100
CategoryAntiLindy
StatusArchived
Recency Multiplier0% (0.5^961/48)
Hero EligibleNo
Score is 0 because recency decay (0.5^961/48 = 0.000001) reduced it below 0.5

Score BreakdownRisk 50

Source Reputation: Low-trust source (6/20 pts)
Consensus: Single source - no independent confirmation yet
Age: 40 days - proven survivor

Stories gain Lindy status through source reputation, network consensus, and time survival.

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