What New York buyers, sellers and boards need to know about the 2026 condo financing overhaul
Housing Wire • 9/21/2026
Summary
The 2026 condo financing overhaul will end the limited review process on August 3. Additionally, reserve minimums will increase to 15% for applications dated January 4, 2027.
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Lindy Score Breakdown (V4.2)
1h
Age
1
Sources
from cluster
1
Hours Since Seen
Final Score12/100
CategoryAntiLindy
StatusActive
Recency Multiplier99% (0.5^1/48)
Hero EligibleYes
Score BreakdownRisk 70
Source Reputation: Low-trust source (4/20 pts)
Consensus: Single source - no independent confirmation yet
Age: Breaking news - too recent to assess longevity
Stories gain Lindy status through source reputation, network consensus, and time survival.
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