‘Not a gift-giving year’: student loan debt upends US borrowers’ holiday spending

The Guardian12/13/2025 • Last cited 12/15/2025

Summary

A recent survey reported by The Guardian indicates that 40% of student loan borrowers feel their debt hampers their ability to meet basic needs, particularly during the holiday season. This financial strain is exemplified by individuals like Ben L, who, despite a high income, struggles with significant student debt.

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Lindy Score Breakdown

35
Age (0-35)
33 days
40
Velocity (0-40)
1 source (low traction)
8
Tier (0-10)
The Guardian
0
Breadth (0-15)
1 unique
Total Score83/100

Score BreakdownRisk 35

Source Reputation: Moderate trust (8/20 pts)
Consensus: Single source - no independent confirmation yet
Age: 33 days - proven survivor

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