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Opinion | Our FICO Score 10T Predicts Your Credit Best
WSJ • 2/22/2026 – 3/3/2026
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Cluster Activity
5
1
2
3
2026-02-22
2026-03-03
Lindy Score Breakdown (V4.2)
48d
Age
2
Sources
from cluster
1129
Hours Since Seen
Final Score
0/100
Category
AntiLindy
Status
Archived
Recency Multiplier
0%
(0.5^1129/48)
Hero Eligible
No
Score is 0 because recency decay (0.5^1129/48 = 0.000000) reduced it below 0.5
Story Timeline
2026-02-22
Opinion | VantageScore Predicts Risk Better Than FICO
(The Wall Street Journal)
+4 more sources
2026-02-23
Opinion | VantageScore Predicts Risk Better Than FICO
(The Wall Street Journal)
2026-03-02
Opinion | Our FICO Score 10T Predicts Your Credit Best
(current)
+1 more source
2026-03-03
Opinion | Our FICO Score 10T Predicts Your Credit Best
(WSJ)
+2 more sources
Analysis
Risk 20
Source Reputation:
Moderate trust (8/20 pts)
Consensus:
Emerging consensus: 2 sources
Age:
47 days - proven survivor
Same Story
from 11 sources
Opinion | Our FICO Score 10T Predicts Your Credit Best
WSJ • 1+ months
Opinion | Our FICO Score 10T Predicts Your Credit Best
WSJ • 1+ months
Opinion | Our FICO Score 10T Predicts Your Credit Best
WSJ • 1+ months
Opinion | Our FICO Score 10T Predicts Your Credit Best
WSJ • 1+ months
Opinion | VantageScore Predicts Risk Better Than FICO
The Wall Street Journal • 1+ months
Opinion | VantageScore Predicts Risk Better Than FICO
The Wall Street Journal • 1+ months
Opinion | VantageScore Predicts Risk Better Than FICO
The Wall Street Journal • 1+ months
Opinion | VantageScore Predicts Risk Better Than FICO
The Wall Street Journal • 1+ months
Opinion | VantageScore Predicts Risk Better Than FICO
WSJ • 1+ months
Opinion | VantageScore Predicts Risk Better Than FICO
The Wall Street Journal • 1+ months
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Read the full story on WSJ ↗